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Robert A. Imparato,Jr., Craig A. Hyldahl, John Long, Jarrett Dewelde, Jeffrey Welch, and Jody D'Agostini are registered representatives and investment advisor representatives who offer securities products and investment advisory services through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC, and are agents who offer annuity and insurance products through AXA Network, LLC and/or its affiliates, including AXA Network Insurance Agency, LLC (in California) and/or AXA Network Insurance Agency of Utah, LLC (in Utah). Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly qualified. Robert A. Imparato is licensed to transact insurance business in the following states: NY, NJ, FL; and is registered to offer securities in the following states: CA; and authorized to offer investment advisory services in: NY, NJ, FL, PA. Craig A. Hyldahl is licensed to transact insurance business in the following states: NY, NJ, PA; and is registered to offer securities in the following states: CA; and authorized to offer investment advisory services in: NY, NJ, PA.John Long is licensed to transact insurance business in the following states: NY, NJ; and is registered to offer securities in the following states: PA, NY, NJ; and authorized to offer investment advisory services in: NJ.Jarrett Dewelde is licensed to transact insurance business in the following states: PA, NY, NJ; and is registered to offer securities in the following states: NJ; and authorized to offer investment advisory services in: NJ.Jeffrey Welch is licensed to transact insurance business in the following states: NY, NJ, PA; and is registered to offer securities in the following states: NY, NJ, PA; and authorized to offer investment advisory services in: NY, NJ, PA. Jody D'Agostini is licensed to transact insurance business in the following states: CT, NJ, PA; and is registered to offer securities in the following states: CT, NJ, PA; and authorized to offer investment advisory services in: NJ. The information in this online newsletter is not investment or securities advice and does not constitute an offer. GE-39034 (03/07)www.AXAonline.com
R.I.C.H. Planning Group is not owned or operated by AXA Advisors or AXA Network.