Avoid budget bombs
March/April 2010 Print this Article

Any number of unexpected expenses can blow up your budget, but you can avoid the destruction that sometimes follows with a little foresight and no small measure of discipline. Establish an emergency fund. Shoot for an amount that equals a few months of salary by contributing as little as $50 to $100 per paycheck to that account. When a large unexpected expense occurs, you'll be happy you could tap into this reserve.

FINRA Reference #FR2009-1207-0267/E 01/29/10

2009 LTM Publishing

This is an advertisement prepared by LTM Publishing, Inc. for the use of the sender. The advertisement provided is not intended as legal or tax advice and may not be relied on for purposes of avoiding federal tax penalties. All individuals, including those involved in the estate planning process, are advised to meet with their tax and legal professionals. The individual sponsoring this newsletter will work with your tax and legal advisors to help select appropriate product solutions. We do not endorse or guarantee the content or services of any website mentioned in this newsletter. We encourage you to review the privacy policy of each website you visit. Limitations, restrictions and other rules and regulations apply to many of the financial and insurance products and concepts presented in this newsletter, and they may differ according to individual situations. The publisher does not assume liability for financial decisions based on the newsletter's contents. Great care has been taken to ensure the accuracy of the newsletter copy at press time; however, markets and tax information can change suddenly. Whole or partial reproduction of Let's Talk Money® without the written permission of the publisher is forbidden. ©LTM Publishing, Inc., 2009.

We Value Your Input... Your feedback is very important to us. If you have any questions about any of the subjects covered here, or suggestions for future issues, please don't hesitate to call. You'll find our number on the front of this newsletter. It's always a pleasure to hear from you.

9999 Reg.