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July/August 2026
5 Reasons for a Will
August is National Make-a-Will Month, a dedicated time to raise awareness about the importance of estate planning and encourage individuals to create or update their last will and testament. Despite its critical role in protecting loved ones and ensuring your wishes are honored, only 24% of Americans have a will. A well-drafted will provides clarity, control, and peace of mind—no matter your age or wealth. Here are the top reasons to make or have a will:
Control Over Asset Distribution
A will lets you choose exactly who inherits your property, assets, and possessions. Without one, state laws determine distribution—often to closest relatives in a set order that might not match your wishes. You can specify gifts to family, friends, charities, or even exclude certain people, ensuring your legacy reflects your true intentions.Appoint Guardians for Minor Children
If you have young children, a will lets you choose a trusted guardian to care for them if both parents pass away. Courts would decide guardianship otherwise, which might place children with someone you'd not select. This provision provides essential protection and peace of mind for parents.Name an Executor for Your Estate
You can choose a reliable executor (or personal representative) to handle and distribute your estate according to your instructions. This makes the process smoother, minimizes potential disputes, and prevents the court from appointing someone who is unfamiliar or unsuitable.Simplify and Speed Up Probate
While probate is often necessary, having a clear will speeds up the legal process, reduces costs, and makes things easier for your loved ones. It helps prevent delays, court involvement, and administrative complications during an already emotional time, saving time, money, and stress.Reduce Family Conflicts and Provide Peace of Mind
A will reduces confusion, preventing disputes over inheritance or intentions. By clearly stating your wishes, you help your family avoid uncertainty and potential legal conflicts. Knowing your affairs are settled provides great relief for you and comfort for those you care about.Creating a will doesn't require substantial wealth—it's about safeguarding what matters most. Consult an estate planning attorney or use reputable online tools to get started. Taking this step today secures your future and the well-being of those you love.
Source: 2025 Wills and Estate Planning Study, Caring.com
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Adan H. Diaz and Bryce McLeish offer products and services using the following business names: FRESCO Financial Advisers – insurance and financial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments | Ameritas Advisory Services (AAS) – investment advisory services. AIC and AAS are not affiliated with FRESCO Financial Advisers. The information you provide us is the basis for the recommendations we make to help you meet your unique financial goals and objectives. If you experience a change in your financial situation or investment objectives, or if you wish to modify or add any restrictions concerning the management of your account, please contact us. Products and services are limited to residents of states where the representative is registered. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC and AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.
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