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Prudential Advisors

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Albany, NY 12204

 

Phone:  800-243-5334

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Website: letstalkfinancialwellness.com

September/October 2026

Signs You May Need a Postnup

Postnuptial Agreement on Brown Envelope with Judge’s Gavel and Wooden Couple Representing Marriage Contract, Asset Protection, or Legal Relationship Terms.

You're familiar with prenuptial agreements. But what if you don't have one, and your circumstances change? A postnuptial may be in order. Here are signs you might need one.


A Significant Gain in Wealth
Financial changes after marriage can affect a relationship. A postnuptial agreement clarifies how to manage increased family wealth and ensures protection if you divorce.


One of You Owns a Business
Business ownership complicates the division of assets in a divorce. A postnuptial agreement specifies what happens to the business, clarifying each party's roles, contributions, and entitlements.


You've Left the Workforce
If you've stepped back from your career or taken on a supporting role for your spouse, your financial dependence on them may increase. Use a postnuptial to outline expectations and protections for both partners, so if things don't work out, neither is left in a precarious financial situation.


A Large Inheritance
If you've recently come into a sizable inheritance, you might want to protect those assets from being classified as marital property. A postnuptial agreement can clarify that inherited assets remain yours alone, safeguarding your financial legacy.


A postnuptial may not seem romantic, but it clarifies your financial future and offers peace of mind. Requirements differ by state, so always consult an experienced legal advisor.

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