Tom Meaglia, ChFC®

Chartered Financial Consultant


Investment Advisor Representative

CA Insurance Lic. #0567507

Meaglia Financial Consulting

2105 Foothill Blvd., #B140, La Verne, CA 91750

Toll Free: 800-386-3700

Bus: 909-593-6105

Cell: 818-681-8600

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September/October 2018

The Facts of Life (Insurance)

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The following 2017 Insurance Barometer Study is from LIMRA, the financial services industry organization that measures such attitudes and trends, and the nonprofit Life Happens.

  • Four in 10 Americans wish their spouse had more life insurance.

  • Some 60 million Americans have an average life insurance needs gap — the difference between their actual coverage and their needs — of $200,000.

  • About seven in 10 husbands own life insurance, while only 63% of wives can make the same claim.

  • While 85% of Americans believe households should have life insurance, only 59% have it.

  • Four in ten households without life insurance would struggle to pay living expenses if their primary wage earner died.

  • Americans’ average life insurance coverage would replace three years of income, down from 3.5 years in 2010.


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Investment advisory services offered through Fusion Capital Management, an SEC Registered Investment Advisor. 9111 Cypress Waters Blvd., Ste 140, Dallas, TX 75019.
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