Tom Meaglia, ChFC®

Chartered Financial Consultant


Investment Advisor Representative

CA Insurance Lic. #0567507

Meaglia Financial Consulting

2105 Foothill Blvd., #B140, La Verne, CA 91750

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March/April 2019

Five Credit(able) Steps to a Higher Credit Score

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Your credit score is often the driver when looking for the best deal on a credit card or auto loan. Here are some steps to help increase your credit score:

1. Check your credit scores.
Get a free credit report every year from Equifax, Experian and TransUnion. Examine each for errors.
2. Shrink your debt.
You may want to start by paying off your credit card with the highest interest. This is one step to a better income-to-debt ratio and a better credit score.
3. Expand your income.
You might accomplish this step with a part-time job, overtime or freelancing.
4. Automate your savings.
Lower debt and more income means you can save more for big goals, including retirement. Make your IRA and 401(k) plan contributions automatic.
5. Review as needed.
Once you create a sparkling credit profile, check regularly to keep it that way.


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