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Dianne Williams, MBA

Certified Retirement Counselor®

Since 1983 in the financial services and investment industry

 

Retirement Pathways, Inc.

4965 U.S. Highway 42, Suite 1000

Louisville, KY 40222

 

Phone:  502-797-1258 

 

Email: dianne@retirementpathways.com

Website: www.retirementpathways.com

May/June 2019

Plan Ahead for Summertime College Visits

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If you ever had a child entering senior year of high school, you know the drill: Time to make the rounds to different colleges your child is interested in. But before you begin your trek, make sure you take the time to come up with a list of schools that fit your wallet and your child’s interests.


Plan Early
Read everything you can about the colleges of interest. Follow them on social media to learn how they interact in today’s connected world and how they’re assessed by current students and alumni. Take a comprehensive look at each college’s website, and take a virtual tour if the website features one.


Crunch the Numbers
Don’t even waste your time visiting a college or university if the costs, after financial aid, are more than you plan to pay. Also remember that parents and students typically have to pay back two of the three types of financial aid.


Financial aid may be a package of loans, which will require repayment, and work study, in which case the student works to pay for college. You don’t, however, pay back grants. Once you have the numbers and a completed FAFSA (Free Application for Federal Student Aid) form, you can get an idea of how much your top-rated schools’ aid will reduce your current and future costs.


Keep it Manageable
Get serious about planning to visit three to five top-choice colleges and universities, plus keep your schedule open to visit one or two fallback institutions — including your home state’s school, where tuition is likely less expensive.


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