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Sales SamplesTEST
Financial Advisor
YOUR COMPANY
236 Broadway
Menands, NY 12204
Phone: 800-243-5334
Fax: 800-720-0780
Email: sales@ltmclientmarketing.com
Website: www.letstalkmoney.com
January/February 2023
Make Your Mortgage Easier to Live With
The upside to owning a house is you’re building equity. The downside is the substantial amount of interest you’ll pay over the life of the loan. Finding a way to reduce that amount is a smart financial move.
Just Getting Started?
Shop around for a lender with the lowest interest rate. You’ll pay far less in interest on a 15-year mortgage than a 30-year loan. And a substantial down payment means you’ll have to borrow less.Already a Homeowner?
You may be able to save interest by putting additional money toward the loan principal each month, allowing you to pay off your mortgage faster. But check with your lender first to make sure that there will not be any pre-payment penalties.Steps to Take First
Before employing either of these strategies, make sure your financial house in in order.- Pay off all other debts, including personal loans and credit card balances.
- Save at least three-to-six months’ worth of living expenses in an emergency fund account that you can easily access without paying a penalty.
- Contribute a minimum of 15% of your income to an employer’s retirement plan or an individual retirement account (IRA).
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YOUR COMPANY and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Marketing Specialists LLC, an unrelated third party. Articles are not written or produced by the named representative.
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