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Matthew J. Curry, CFP®, ChFC®, CLU®
Financial Planner
CA Insurance Lic. #4305463
Curry Financial Group, Inc.
23 Green Street, Suite 207
Huntington, NY 11743
Phone: 631-927-3322
Cell: 631-332-8774
Fax: 877-840-7821
Email: matt.curry@prudential.com
September/October 2023
Get to Know Your Medicare
You may be 65 or older, but it’s back to the ABCs when it comes to Medicare. With so many options, it’s important that you understand each before choosing coverage that is best for you.
It’s Medicare enrollment time, which is when current Medicare-eligible recipients can change their coverage without penalty. Whether you are currently enrolled in Medicare or are about to enroll, talk to a medicare specialist for information specific to your situation, but consider knowing the basics:
Original Medicare consists of Part A, which covers mostly hospitalization, and Part B, covering health care like office visits and blood tests. You don’t pay for Part A insurance if you worked 40 calendar quarters and contributed Medicare taxes during that time. You pay for Part B on a sliding scale, as you would with Part D, which is prescription drug insurance. All these parts have deductibles and copays, which is why many Medicare recipients also own supplemental insurance to pick up some of the slack.
Medicare Part C, known as Medicare Advantage, is another option, which replaces all the Medicare parts in many cases, but restricts provider choice. Generally, there are 10 plans offering different levels of coverage that are known by a letter, like A or G, in most states.
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Matt Curry is a Financial Planner with, and offers securities and investment advisory services through LPL Enterprise (LPLE), a Registered Investment Advisor, Member FINRA/SIPC, and an affiliate of LPL Financial.
LPLE and LPL Financial are not affiliated with Curry Financial Group, Inc.
This newsletter is general educational information provided by a Prudential Financial Professional and is not intended to market or sell any specific products and services, but rather provide general information about the subject matter covered only.
Curry Financial Group, Inc. and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.
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