Tom Meaglia photo

Tom Meaglia, ChFC®, AEP®, CLU®, MSFS

Chartered Financial Consultant

Investment Advisor Representative

CA Insurance Lic. #0567507

 

Meaglia Financial Consulting

2105 Foothill Blvd., #B140, La Verne, CA 91750

 

Toll Free: 800-386-3700

Bus:         909-593-6105

Cell:         818-681-8600

Fax:         909-593-6120

 

Email: tom@meagliafinancialconsulting.com

Website: www.meagliafinancialconsulting.com

September/October 2021

Diversify and Stay Calm

Diversify and Stay Calm

The unknown can be scary, especially when it comes to your finances. You don’t have a crystal ball, but you do have one tool in your financial toolbox that may help cushion your portfolio against any market fluctuations: Diversification.*


Diversification Defined
Diversification means spreading your investment dollars across several different asset classes. Investing in a variety of asset classes may potentially reduce your portfolio’s volatility and minimize your risk of loss. Setting and maintaining your strategic asset allocation are key for your long-term investment success. Review your portfolio annually or whenever your circumstances change and rebalance your asset mix, if necessary.


The Basic Components
A diversified portfolio typically includes these basic asset classes:


Stocks offer higher growth potential than other asset classes. But stock values can be volatile, resulting in a greater risk of losses.


Fixed income investments (bonds) provide income from interest. Bonds may reduce your portfolio’s volatility and help cushion losses when stock values lose ground.


Cash equivalents consist of short-term, low-risk investments. They preserve principal while earning interest at typically low rates. They also offer stability and relatively easy access to your cash.

A Step Beyond
Diversification doesn’t stop with the three major asset classes. International stocks give you exposure to foreign markets. Sector stocks focus on specific industries or areas of the economy. Including these investments can further diversify your portfolio.

Your financial professional can help you select a diversified portfolio of investments that complement your goals and risk tolerance.


*Diversification cannot eliminate the risk of investment losses. Past performance won’t guarantee future results. An investment in stocks or mutual funds can result in a loss of principal.


SUBSCRIBE

Enter your Name and Email address to get
the newsletter delivered to your inbox every month.


CONTACT US

Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.

Investment advisory services are offered through Fusion Capital Management, an SEC Registered Investment Advisor. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration is not an endorsement of the firm by the commission and does not mean that the advisor has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss.
Meaglia Financial Consulting and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.