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Tom Meaglia, ChFC®, AEP®,


Chartered Financial Consultant

Investment Advisor Representative

Chartered Retirement Planning Counselor

CA Insurance Lic. #0567507


Meaglia Financial Consulting

2105 Foothill Blvd., #B140, La Verne, CA 91750


Toll Free: 800-386-3700

Bus:         909-593-6105

Cell:         818-681-8600

Fax:         909-593-6120




July/August 2022

Raise Your Credit Score

Raise Your Credit Score

Lenders use credit scores to determine how likely a borrower is to default on a loan. Credit scores typically range from 300 to 850. Borrowers with higher scores generally receive the most favorable rates and terms. Help ensure your access to credit by following a few simple rules.

  • Make loan payments on time.

  • Stay below your credit limit.

  • Keep your older cards. The length of your credit history is one factor used in determining your score.

  • Don’t close accounts. That can result in having less credit available, which can hurt your score.

  • Avoid opening several new accounts within a short period of time.

  • Consider allowing credit bureaus to add utility and telecommunications payments to flesh out your credit report.

  • Monitor your credit reports from the three major credit bureaus: Experian, TransUnion and Equifax.

  • Check whether your financial institution or credit card company provides your credit score along with your account information.


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Investment advisory services are offered through Fusion Capital Management, an SEC Registered Investment Advisor. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration is not an endorsement of the firm by the commission and does not mean that the advisor has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss.
Meaglia Financial Consulting and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

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