Tom Meaglia photo

Tom Meaglia, ChFC®, AEP®,

CLU®, CRPC®, MSFS

Chartered Financial Consultant

Investment Advisor Representative

Chartered Retirement Planning Counselor

CA Insurance Lic. #0567507

 

Meaglia Financial Consulting

2105 Foothill Blvd., #B140, La Verne, CA 91750

 

Toll Free: 800-386-3700

Bus:         909-593-6105

Cell:         818-681-8600

Fax:         909-593-6120

 

Email: tom@meagliafinancialconsulting.com

Website: www.meagliafinancialconsulting.com

September/October 2023

Let a Sound Financial Strategy Guide Your Decisions

Business Communication Connection People Concept

Your ultimate destination may be retirement, but having a well-thought-out strategy can help you make informed financial decisions throughout your lifetime. A good strategy can help you understand where you currently stand and help you reach the goals you set for yourself.


Who Needs It?
In a word, everybody. The importance of knowing how your money is spent and where it’s invested cannot be overstated.

Your first step in the process should be to define your goals. You are saving for retirement, sure, but you will have many other goals along the way that you are striving to reach. Paying off debt, accumulating the down payment on a home, and saving for college for your kids may all be important components of your financial strategy.

How Will You Get There?
Consider the steps you need to take to reach all your goals. Participating in your employer’s 401(k) or other qualified retirement plan and contributing through automatic payroll deduction can get you started with saving for retirement. Make sure you contribute enough to qualify for any employer matching funds.

Having money from each paycheck directly deposited into a savings account can help you save money to pay off debt and fund a home purchase. And, by contributing to a 529 college savings plan, you will have a head start on paying college costs.

Build Your Portfolio
Once you have defined your goals, building an investment portfolio that will help you reach them is the next step. Think about the kind of investor you are based on how comfortable you are with risk. Then consult your financial professional and come up with an investment strategy you can live with based on your goals and risk tolerance.


No Limits
A financial strategy should encompass all aspects of your financial life. In concert with your attorney and tax professional, your financial professional can help you manage risk, while working toward all your financial goals.

Meet with your advisors annually to review your progress and make adjustments, if necessary.


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Thomas Meaglia is an Investment Adviser Representative of Coppell Advisory Solutions LLC, dba, Fusion Capital Management, a registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.
Insurance and annuity products are not sold through Fusion Capital Management. Fusion does not endorse any annuity or insurance product, nor does it guarantee any insurance or annuity performance. Annuity and life insurance guarantees are subject to the claims-paying ability of the issuing insurance company. If you withdraw money from or surrender your contract within a certain time after investing, the insurance company may assess a surrender charge. Withdrawals may be subject to tax penalties and income taxes. Persons selling annuities and other insurance products receive compensation for these transactions. These commissions are separate and distinct from Fusion's investment advisory fees.
Meaglia Financial Consulting and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.