Tom Meaglia photo

Tom Meaglia, ChFC®, AEP®,

CLU®, CRPC®, MSFS

Chartered Financial Consultant

Investment Advisor Representative

Chartered Retirement Planning Counselor

CA Insurance Lic. #0567507

 

Meaglia Financial Consulting

2105 Foothill Blvd., #B140, La Verne, CA 91750

 

Toll Free: 800-386-3700

Bus:         909-593-6105

Cell:         818-681-8600

Fax:         909-593-6120

 

Email: tom@meagliafinancialconsulting.com

Website: www.meagliafinancialconsulting.com

May/June 2026

Mid-Year Portfolio Review

Auditor reviews financial statement and balance sheet on desk using a calculator, representing the concept of accounting, audit, and finance in preparing a detailed financial report for the business.

As 2026 approaches the halfway point, it is a smart move to review your portfolio to assess the impact of market fluctuations and make any necessary adjustments to stay on track with your investment strategy.


Review Your Strategy
Having an investment strategy helps you get closer to your personal goals. Depending on your life stage, evaluate if your current portfolio mix and savings rate are helping you stay on track to reach those goals.


Check Your Asset Allocation
Comparing your portfolio's actual asset allocation* to the target allocation you chose when you selected your investment mix can help you determine if you're taking more or less risk than you intended. If your investment weights across equities, fixed income, and cash are no longer aligned with your long-term goals, you may want to rebalance your portfolio. You can do this by selling investments in the category that is outperforming or by directing future contributions into the investment class that falls below your target allocation.


Assess Your Risk Tolerance
The amount of investment risk you are willing to take is a personal decision. Conservative investors tend to be cautious about taking too much risk, while moderate and aggressive investors are willing to take more risk in hopes of earning higher returns. No matter your investor type, ensure you are taking the appropriate level of risk for your age and goals. Investors with a longer time before they need their savings can usually afford to invest more heavily in equities, while those closer to retirement may want to shift a larger portion of their investments into fixed-income assets.


Priorities Can Shift
Life events can affect your goals and investment strategy. Marriage, divorce, job loss, or a new baby may shift your priorities. You may need to adjust your strategy to reflect your new situation. Your financial professional can help you with your mid-year check-up and keep you focused on reaching your goals.


*Asset allocation won't guarantee a profit or ensure against a loss but may help reduce volatility in your portfolio.


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Thomas Meaglia is an Investment Adviser Representative of Coppell Advisory Solutions LLC, dba, Fusion Capital Management, a registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.
Insurance and annuity products are not sold through Fusion Capital Management. Fusion does not endorse any annuity or insurance product, nor does it guarantee any insurance or annuity performance. Annuity and life insurance guarantees are subject to the claims-paying ability of the issuing insurance company. If you withdraw money from or surrender your contract within a certain time after investing, the insurance company may assess a surrender charge. Withdrawals may be subject to tax penalties and income taxes. Persons selling annuities and other insurance products receive compensation for these transactions. These commissions are separate and distinct from Fusion's investment advisory fees.
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