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Michael A. Milazzo, CLU, ChFC
Registered Principal
The Meridian Financial Company
3350 Club Villas Dr SE, Unit #1303
Southport, NC 28461
Phone: 631-979-4223
Fax: 910-854-0002
Email: meridian@ae.cadaretgrant.com
Website: www.merfinco.com
September/October 2017
What's the word?
When it comes to health insurance, the more you know, the better. Here are a few terms you may not fully understand.
Allowed amount. The maximum amount on which payment is based for covered services. You may be charged the difference if a provider charges more than this amount.
Deductible. The amount you have to pay for covered services before your plan begins to pay.
Note that the deductible may not apply to all services.
Coinsurance. Your share of the cost of a covered service once you’ve met your deductible. It is usually a percentage of the allowed amount.
Copay/copayment. A fixed dollar amount you pay for a covered service, such as a doctor’s visit.
Out-of-pocket limit. The maximum amount you will pay in a policy period, not counting your premium or amounts you pay for services the plan doesn’t cover.
FINRA Reference FR2017-0427-0092/E 08/02/17
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Securities and Advisory Services offered through Cadaret, Grant & Co, Inc, a Registered Investment Advisor and Member FINRA/SIPC. The Meridian Financial Company and Cadaret, Grant & Co., Inc. are separate entities. I am registered to sell Securities in the following States: NY, NJ, PA, NC, FL, ID.
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