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Robert A. Imparato, Jr CFP®
CERTIFIED FINANCIAL PLANNER™ professional
Craig A. Hyldahl CFP®
CERTIFIED FINANCIAL PLANNER™ professional
R.I.C.H. Planning Group, LLC
105 Fieldcrest Avenue, Suite #507
Edison, NJ 08837
Robert: 732-326-5240
Craig: 732-326-5240
Fax: 732-326-5331
Robert: robert@richplanninggroup.com
Craig: craig@richplanninggroup.com
Website: www.richplanninggroup.com
January/February 2019
7 Ways to Find More Money to Budget
Ever wish you could find extra money to put toward your child’s college expenses or your own retirement? Maybe you would like to take a bucket list vacation or buy a larger home. Whatever your financial goals may be, finding the money to help pursue them can be challenging, but not impossible. Here are some ways to find more money:
- Eliminate one designer cup of coffee per week. At $3 per cup, you’ll save over $150 for the year.
- Skip one monthly $70 restaurant outing and save more than $800 annually.
- Clean out your basement or garage and sell unwanted items online, through an app or in a yard sale.
- Keep your car or SUV an extra year or two. When your car loan payments end, why not save thousands and spend a year or two driving your vehicle without having a car payment.
- Go through your television and smartphone bills and eliminate paid services and features you don’t use. For that matter, you might stream rather than watch TV through more traditional outlets. Save a bunch.
- Find ways to exercise at home and cancel your gym membership. Save hundreds.
- Find money in these and countless other ways and establish an emergency fund to ensure surprise expenses don’t get in the way of your plans.
GE-2239656d (09/18)(Exp. 09/20)
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GE-4833845.1 (7/22)(Exp. 7/24)
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