Robert A. Imparato, Jr CFP®

CERTIFIED FINANCIAL PLANNER™ professional

 

Craig A. Hyldahl CFP®

CERTIFIED FINANCIAL PLANNER™ professional


R.I.C.H. Planning Group, LLC

90 Woodbridge Center Drive, Woodbridge, NJ 07095


Robert:  732-326-5240

Craig: 732-326-5240

Fax: 732-326-5331 


Robert: robert@richplanninggroup.com

Craig: craig@richplanninggroup.com

Website: www.richplanninggroup.com

July/August 2019

Mid-Year Investment Checkup

You see a doctor for a health checkup and a mechanic to keep your vehicle in top shape. Likewise, it is important to work with a financial professional to conduct a review of your investment strategy, making sure it evolves as your life changes.

Read more

Dollar-Cost Averaging

Big swings in investment values may make headlines, but trying to predict the market isn’t usually a recipe for success. In contrast, a slow and steady investing approach may be boring, but it can help you use market fluctuations to your advantage as you invest for long-term financial goals. Dollar-cost averaging* can play a part in this approach.

Read more

Take Charge!

While women have made gains in the workforce and on the financial front, they still have a way to go for full equality on both fronts. Women can overcome these challenges by taking charge and considering these steps:

Read more

Closing the Gap: Women and Personal Finance

Studies show, on average, women earn less, have smaller retirement account balances and live longer than men. There is a temptation to talk about women’s financial challenges rather than their solutions. But the reality is that a need is a need, regardless of gender, and women can better meet their financial needs when they understand their options.

Read more

When Disaster Strikes

Summer’s here and damaging water and wind may soon follow. While you can’t stop Mother Nature, you can take steps to limit the financial impact of a hurricane, tornado or flood.

Read more

Leaving the Nest

When young adults leave the nest, they will confront a number of financial challenges for the first time in their lives, but there are some things they can do to ensure a successful experience.

Read more

When Good Luck is Taxed

You just won money in bingo, a state lottery or a casino and the first thing you’re thinking about is how your windfall will be taxed. Okay, maybe that’s not the first thing, but you should know how your winnings are taxed because underpaying them could cost you.

Read more

Benefits to Attract Qualified Employees

The job market is competitive and qualified candidates are becoming harder to find. In this environment, total compensation, including employee benefits your prospects want and need, may play a large role in their decision to choose you or a competitor.

Read more

Financing Your Small Business

When you first start a business or if you want to take it to the next level, finding money to fund your company and its operations can prove difficult. But where there is a will, there is a way. When banks aren’t lining up to offer you credit with the lowest interest rates, alternative financing may help your business take its next step.

Read more

Slowing Health Insurance Increases

Healthcare costs continue to rise, as does the cost of buying health insurance. Even as prices keep increasing, there are a few ways to reduce your out-of-pocket costs.

Read more

Halftime Review

As summer settles in, now is a good time to review your retirement savings strategy and fine-tune it if necessary. Here’s a look at some key areas to review:

Read more

A Life Insurance Questionnaire

How much do you know about life insurance? Take the following quiz and find out.

Read more

Reasons to Consider Owning Life Insurance in Retirement

If you are retired and your children are on their own, you may not need as much life insurance* anymore. Then again, your life insurance benefits could continue to help you and your loved ones for years to come. Let’s count the ways:

Read more

SUBSCRIBE

Enter your Name and Email address to get
the newsletter delivered to your inbox every month.


CONTACT US

Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.

Securities offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Investment advisory products amd services offered through AXA Advisors, LLC, an investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc.
These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.
R.I.C.H. Planning Group, LLC and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.