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Robert A. Imparato, Jr CFP®
CERTIFIED FINANCIAL PLANNER™ professional
Craig A. Hyldahl CFP®
CERTIFIED FINANCIAL PLANNER™ professional
R.I.C.H. Planning Group, LLC
105 Fieldcrest Avenue, Suite #507
Edison, NJ 08837
Robert: 732-326-5240
Craig: 732-326-5240
Fax: 732-326-5331
Robert: robert@richplanninggroup.com
Craig: craig@richplanninggroup.com
Website: www.richplanninggroup.com
May/June 2019
Plan Ahead for Summertime College Visits
If you ever had a child entering senior year of high school, you know the drill: Time to make the rounds to different colleges your child is interested in. But before you begin your trek, make sure you take the time to come up with a list of schools that fit your wallet and your child’s interests.
Plan Early
Read everything you can about the colleges of interest. Follow them on social media to learn how they interact in today’s connected world and how they’re assessed by current students and alumni. Take a comprehensive look at each college’s website, and take a virtual tour if the website features one.Crunch the Numbers
Don’t even waste your time visiting a college or university if the costs, after financial aid, are more than you plan to pay. Also remember that parents and students typically have to pay back two of the three types of financial aid.Financial aid may be a package of loans, which will require repayment, and work study, in which case the student works to pay for college. You don’t, however, pay back grants. Once you have the numbers and a completed FAFSA (Free Application for Federal Student Aid) form, you can get an idea of how much your top-rated schools’ aid will reduce your current and future costs.
Keep it Manageable
Get serious about planning to visit three to five top-choice colleges and universities, plus keep your schedule open to visit one or two fallback institutions — including your home state’s school, where tuition is likely less expensive.GE-2314425a (11/18)(Exp. 11/20)
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