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Robert A. Imparato, Jr CFP®
CERTIFIED FINANCIAL PLANNER™ professional
Craig A. Hyldahl CFP®
CERTIFIED FINANCIAL PLANNER™ professional
R.I.C.H. Planning Group, LLC
105 Fieldcrest Avenue, Suite #507
Edison, NJ 08837
Robert: 732-326-5240
Craig: 732-326-5240
Fax: 732-326-5331
Robert: robert@richplanninggroup.com
Craig: craig@richplanninggroup.com
Website: www.richplanninggroup.com
The importance of saving for retirement can’t be overstated. How you spend your retirement income is important, but so is how you spend the rest of your life. Whether your retirement is near or years away, it is important to plan for this huge life change.
If you’ll stay in or near your current community, consider whether you’ll downsize, move into a retirement community or stay put. There are pros and cons to each option. If you downsize, mull over how you’ll rid yourself of excess belongings you’ve collected over the years and whether children, friends or charities will get what you leave behind. If you plan to live out your life in the same home, plan to update it prior to retirement.
Also consider how to occupy your newly free time. Will you travel and take up new hobbies or will you devote more time to others, including family and those in need?
These are some of the changes you might consider before your big day approaches but not the only ones. Will you want to leave a legacy, financial or otherwise? Are you prepared for potential failing health or long-term care, two facts of life for which insurance can offer financial protection? Do you have enough money to support potentially longer lives (see Retirement Lessons From a Fairytale article)? Answer these and other questons and you're on your way to happy retirement.
GE-2823645a(11/19) (Exp. 11/21)
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Securities offered through Equitable Advisors, LLC (NY,NY (212) 314-4600), member FINRA,SIPC (Equitable Financial Advisors in MI & TN). Investment advisory products and services offered through Equitable Advisors, LLC, an SEC-registered investment advisor. Annuity and insurance products offered through Equitable Network, LLC, which conducts business in California as Equitable Network Insurance Agency of California, LLC; in Utah as Equitable Network Insurance Agency of Utah, LLC; and in PR as Equitable Network of Puerto Rico, Inc. Equitable Advisors and Equitable Network are affiliated companies and do not provide tax or legal advice.
R.I.C.H. Planning Group, LLC is not owned or operated by Equitable Advisors or Equitable Network. Equitable Advisors and Equitable Network are brand names for Equitable Advisors, LLC and Equitable Network, LLC, respectively.
GE-4833845.1 (7/22)(Exp. 7/24)
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These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.
R.I.C.H. Planning Group, LLC and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.
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