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Robert A. Imparato, Jr CFP®
CERTIFIED FINANCIAL PLANNER™ professional
Craig A. Hyldahl CFP®
CERTIFIED FINANCIAL PLANNER™ professional
R.I.C.H. Planning Group, LLC
105 Fieldcrest Avenue, Suite #507
Edison, NJ 08837
Robert: 732-326-5240
Craig: 732-326-5240
Fax: 732-326-5331
Robert: robert@richplanninggroup.com
Craig: craig@richplanninggroup.com
Website: www.richplanninggroup.com
January/February 2024
What Does a Happy Retirement Look Like?
You might think not having a steady paycheck will be what you’ll miss most once you retire. But if you’ve successfully accumulated enough savings in a retirement account or you’re one of the fortunate people with a pension, paycheck loss might not be the most critical change in your life.
Once You Were, Now You’re Not
While working, you interact daily with coworkers with common goals. What happens to those social interactions once you’re no longer working? They stop, and their loss can lead to feelings of isolation you didn’t anticipate.You Couldn’t Wait for the Day
No rushing in the morning. No traffic jams. No projects that should have been done yesterday. Just the freedom to do what you want. Retirement should bring joy, but it sometimes brings an identity crisis. Who are you now that you’re no longer a teacher, a doctor, a construction worker?A Harvard Study
The Harvard Study of Adult Development began in 1938 at Harvard University. Researchers originally collected data on the physical and mental health of 268 Harvard sophomores over their lifetimes, with the study eventually expanding to include their offspring and other subjects. Researchers’ findings: Close relationships with a spouse, family, friends, and social circles are what keep people happy throughout their lives.Keys to a Happy Future
Of course, money is important. You can’t enjoy retirement if you’re struggling financially. But money alone won’t guarantee a successful retirement. Happiness comes from maintaining close personal connections. Volunteering with an organization whose work is important to you can help you meet like-minded people. Joining clubs, getting involved in your community, or pursuing a hobby with friends, family, and new acquaintances can help you forge lasting relationships and make your retirement an enjoyable chapter in your life.GE 5994912.1 (10/23) (10/25)
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GE-4833845.1 (7/22)(Exp. 7/24)
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