Michael A. Milazzo, CLU, ChFC

Registered Principal


The Meridian Financial Company

556 W Jericho Tpke, Suite 2, Smithtown, NY 11787


Phone:  631-979-4223

Fax:      631-656-8199 





* Please note my new office address

September/October 2017

Time for a benefits check

If this is open enrollment period where you work, it’s a good idea to review your employee benefit options before renewing them. Check to see if there have been any coverage changes or premium increases. Your financial professional can help you review your benefit and insurance needs.

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Financial protection for the self-employed

When you are a self-employed sole proprietor, you need to make sure your family would be financially protected in a worst-case situation. Your financial professional can help you determine if you have adequate life insurance to settle any of your business’s outstanding obligations.

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Have you insured your most valuable asset?

As the founder, visionary and primary driver of your business, you are its most valuable asset. What would happen if you couldn’t continue working due to a disability? Protect your business and yourself by making sure you have adequate insurance.

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The Benefits of Asset Allocation

How you choose to divide your retirement investments among stocks, bonds and cash alternatives will depend on your situation. Talk to your financial professional about an appropriate asset allocation for your goals and time frame.

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Let's talk investing Q&A

What are the potential advantages and disadvantages of investing in balanced funds?

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Let's talk insurance Q&A

When buying term life insurance, how do I choose the right term? Do life insurance beneficiaries have to receive a lump-sum payout?

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Let's talk business Q&A

• How can employers effectively communicate with their employees regarding the cost of employer-provided benefits?
• Can employers contribute to a 401(k) profit sharing plan in some years but not others?

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Let's talk retirement Q&A

• Why should I take inflation into account when setting my retirement savings goals?

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Get smart about back-to-school shopping

Getting your children ready for the new school year without busting your household budget may be easier with these tips.

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Got life insurance?

A recent LIMRA study found that 30% of U.S. households don’t carry life insurance. Here are some common reasons people give for not buying life insurance and why they shouldn’t stop you from securing the coverage you need.

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By the numbers: back-to-school shopping

Curious about the types of things back-to-school shoppers buy? A report on planned spending for the 2016-2017 school year (Back-to-School Survey, 2016, by Deloitte LLP) offers some insight.

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Rules of the road

If you’re nearing your retirement date, it’s important that you understand the rules for taking required minimum distributions (RMDs) from your individual retirement accounts (IRAs) and 401(k) plans.

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What's the word?

Understanding health insurance terms can help you determine ahead of time what you may have to pay for any health care you receive.

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Michael A. Milazzo is a Registered Representative of and offers securities through Cadaret, Grant & Co, Inc, a member of FINRA and SIPC. The Meridian Financial Company and Cadaret, Grant are separate entities. I am registered to sell Securities in the following States: NY, PA, NC, FL, CO, ID.
The Meridian Financial Company and LTM Client Marketing, Inc. are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.